Yes, you can actually boost your credit score in ANY situation. There is hope!
FASTEST WAYS TO RAISE YOUR CREDIT SCORE 100+ POINTS
1) Pay down credit card balances (by starting with the LOWEST credit limit card at first. A lot of debt is super overwhelming. So be sure to pay your minimum payments on all cards. Then make larger payments on the LOWER limit card until the balance gets under 30%. Then repeat this process with the next lower limit credit card you have. It’s just a great way to game the scoring algorithm for the maximum amount of points.)
2) Authorized User Tradelines (injecting positive payment history to your credit report to add age and accounts)
3) Credit Sweep (removal of negative items)
4) Don’t pay bills more than 30 days late (payment history is the largest part of your credit score!)
5) Credit Inquiry Removal (removal of pesky credit inquiries lowering your score)
Written by Val Singles