Why Does GREAT CREDIT Count?
When you have a low/sub prime credit score (anything under 619), it feels like the whole financial world is against you and life becomes more difficult and expensive. Millions of Americans need to build up and sweep their credit in order to qualify for a home loan, lease an apartment, obtain a car loan, to get a credit card, get a cell phone, and even applying for certain jobs. Your credit score even impacts the rates you pay for auto and homeowners insurance.
By restoring and building your credit with a credit sweep and tradelines, you can save thousands of dollars in lower interest on payments and much more. We can help you to remove inaccurate information from your credit report as well as enhance your credit with tradelines molded to your outcome.
Credit bureaus keep information on your record up to 10 years, so problematic credit history can follow you around for a LONG time. You came to the right place to skyrocket your consumer buying power!
Every credit report is different so we work each one case by case to optimize for the best possible results.
A proprietary process for removing negative items from your credit report, opening up more possibilities for your financial future. We do this extremely fast in comparison to traditional credit repair. We perform the work with modern strategies to accommodate the ever changing industry. Deletions start occurring within the first 45 days. For most clients, the best results happen within the first 60 – 90 days.
The main difference is the time frame, fee schedule and process. Our credit sweep is proprietary, and extremely expedited in comparison to traditional credit repair. Deletions can start occurring within the first 45 – 90 days. Traditional credit repair takes 6 – 14 months while incurring a monthly fee, and results are dragged out throughout that time frame. Expect a couple deletions (if you are lucky). Credit repair is a likely waste of 6 – 14 months of your time, money and energy.
No, this is a completely separate service as it requires a completely different method. Do you need to remove pesky credit inquiries? If you have too many, you will get DENIED more frequently which will hold you back from getting the things you want in your life. We can remove certain pesky inquiries (up to 100 credit inquiries across all three credit bureaus). We have a phenomenal bundle discount if you purchase inquiry removal with your credit sweep.
79% of all credit reports contain errors! This means that most credit reports can be improved instantly. We work on correcting inaccurate and misleading personal data on your credit report. Also inaccurate and unverifiable credit and collection information must be complete, accurate and verifiable otherwise you have the right to dispute the account.
The FCRA is a U.S. Government legislation enacted to promote the accuracy, fairness and privacy of consumer information contained in the files of consumer reporting agencies. It is intended to protect consumers from willful and or negligent inclusion of inaccurate information on their credit reports.
Old accounts are your positive credit. Positive credit takes YEARS to build and if you ever needed to purchase it in the form of a tradeline, it is very expensive. Your old accounts are important, do not close them.
If we do not produce results, then we have no business accepting your money. We guarantee you will have deletions otherwise we will refund your money.
Disclaimer: If you have a new derogatory account, run up your credit card balances over 30%, miss a payment, and/or have multiple new credit inquiries, we can see this and it will cause a reduction in your credit score, ultimately undoing all of the progress we made. Don’t do that to yourself!
I LUV YOU VAL! In 30 days you have done for me what others couldn't do in a year. Thank you!
I highly recommend this company, Val and her team are amazing. When I started my score was in the low 600's and now I'm at 741. I was able to buy the truck I wanted and I'm now shopping for a house. I never would have gotten here without your help! Thanks a million.
'Val Singles and the staff over at Whole Tradelines are nothing short of amazing! Communicative, precise, accurate, and attentive to all your tradeline and credit needs. They will even text you when you don't catch your email. I couldn't recomend a better company.'
'When I started my journy my credit was horrible. I couldn't get approved for a secured card. I contacted Wholesale Tradelines and got the ball rolling. My credit was analyzed and I was given a step-by-step plan on what I needed to do. I got approved for a Capital One secured card even though it was a two hundred deposit, it started reporting positively. The next step they got a whole heep of inquiries removed. I was explained the value of debt ratio and what percentage should be used. The next step was a tradeline. even though it was 2500 it was enough to get my score a 60 point increase. I really need that because I was in the process of buying a house. Credit is everything. With that boost, I now have a pre-approval letter for my home loan, and I also just purchases a 2018 accord.'