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Wholesale Tradelines legally adds positive history to your credit report.
We do this by adding you as an authorized user to a seasoned tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. FICO® digests this newly added credit and recalculates your score with drastic improvements.
Do you have a credit card account with a long history of on time payments and little to no balance? Put your under utilized cards to use! Our card holders earn $500-$5,000+ per month for minutes of their time. We work one-on-one with our cardholders. The authorized user never has direct access to your account and this process is both legal and safe.
We add you as an authorized user to one of our seasoned tradelines with positive payment history and low utilization (if any). The issuing bank then reports the positive credit history including the age of the account, the limit of the tradeline and the positive payment history to Experian, TransUnion and/or Equifax. The payment history, age, and limit have direct impact on the FICO credit score model which impacts your utilization ratio, average credit age and payment history. To further understand how it may impact your score please refer to graph below: Now imagine what will happen when we add $20,000 of available credit with perfect payment history of 10 years to your credit file. Your credit score will increase dramatically almost overnight!
- Amy M.
'I have been using First Coast Financial Matchmakers and the service has been remarkable. Mike and Val are easy to work with and are always accessible when I need them to answer my questions. I have referred a lot of my clients and they too have experienced great customer service. I have seen my score go from 500 to over 700. This has been one of the best investments I have made in my life. First Coast Financial Matchmakers can truly turn your life around.'
- Craig M.
'Thanks to Mike and Val for all their hard work and helping me through this process of improving my credit. I was able to purchase exactly what I wanted for the right price.'
- Rod E.
'Thanks to Mike I’m now the proud owner of a 2017 Mercedes Benz C300 Coupe. You are my savior bro, you have no idea how much you’ve helped me and how much I appreciate everything.'
- Ellis W.
'Val you made my client the happiest girl in California. Her score is now 741, you’re awesome! THANKS, YOU MAKE ME LOOK LIKE A KING!'
- Alexis S.